Miami Rideshare Accident Attorney
Amanda Demanda Law Group is here to help you after a rideshare accident in Miami, such as a crash that involves an Uber or Lyft driver. The path ahead can be complicated, so you shouldn’t try to walk it alone. Let our attorneys lead the way, so you can be confident that your case will be handled correctly.
What makes Amanda Demanda Law Group different?
- We care about our community and stay involved in local efforts to improve it.
- We keep you informed as your case develops, so there are no surprises.
- We are always ready to talk to you if you have questions or concerns.
- We are highly experienced and awarded by professional organizations.
Talk to a Miami Uber and Lyft accident lawyer now by dialing (305) 998-6953.
On This Page:
- Who is Liable for a Rideshare Accident?
- Rideshare Accident Parties
- Uber and Lyft Insurance Policies
- Frequently Asked Questions
Who is Liable for a Rideshare Accident?
Liability or fault is a serious and complicated question in rideshare accidents. The complications arise because there are so many parties involved that could become partially liable. It all depends on the exact cause of the crash.
At Amanda Demanda Law Group, we have the experience and resources needed to carefully investigate rideshare accidents in Miami and the surrounding area. We can take a claim against any defendant, no matter their involvement or the size of the insurance company that might defend them.
Rideshare Accident Parties
We can represent any injured party after an Uber or Lyft accident, such as:
- Rideshare driver: As a rideshare driver working for Uber or Lyft, your job puts you on public streets, which means you could be at risk of encountering an unsafe, negligent, or reckless driver. If you were hit by another driver while completing a rideshare fare in Miami, then we want to hear from you, so we can see what damages could be owed to you and how to get them.
- Another motorist: Were you hit by someone who was acting as a driver for Uber or Lyft and had the app open? You might be able to file a claim against their individually purchased auto insurance policy and the policy provided by the rideshare company. This multipolicy process can be confusing, so we highly advise that you only proceed with our help.
- Rideshare passenger: Injured rideshare passengers can struggle to understand their options after being in a crash. What are you supposed to do as someone who wasn’t driving and had paid for the rideshare service? Get the answers you need by leaving everything in the hands of our capable legal team.
Uber and Lyft Insurance Policies
Uber and Lyft both carry large insurance policies that cover rideshare drivers, their passengers, and any other third parties involved in the crash—but only in certain situations. The coverage does not always apply to a rideshare accident. Also, when it does apply, it can vary noticeably based on the details of the crash, how it was caused, and exactly when it happened.
Insurance for rideshare drivers using Uber will depend on app usage, such as:
- Offline: When the Uber driver is offline or has the app turned off, Uber does not claim any responsibility for them and provides no insurance coverage. If the driver is in an accident, then a typical auto accident claim using their privately held auto insurance would follow.
- Available: When the Uber driver is online and waiting for a ride request, Uber can provide 50/100/25 third-party liability insurance coverage. However, this coverage is only available if the driver’s privately held auto insurance policy doesn’t apply. It can also apply if the other insurance policy caps out before all damages are covered, but not always.
- Active: When the Uber driver is active and en route to pick up a rider or already has one in their car, Uber can offer the most coverage for the driver, passenger, and third parties if a crash occurs. This large insurance policy includes $1,000,000 third-party liability insurance, uninsured/underinsured motorist (UM/UIM) bodily injury and/or first-party injury insurance, and contingent comprehensive and collision coverage, up to the actual cash value of the car with a $2,500 deductible.
The Lyft insurance policy is strikingly similar to the one carried by Uber. The differences are slight enough that they likely would make no impact on your claim. Of course, we would let you know if something about the Lyft insurance policy is important.
Legal Help in Miami – Call Now
After an Uber or Lyft accident in Miami, dial (305) 998-6953 as soon as possible to connect with Amanda Demanda Law Group. The sooner that we can investigate the accident, the sooner we can let you know your legal options and how to get the compensation you need to recover. We can represent rideshare drivers, passengers, and other third parties who are involved in rideshare accidents. All initial consultations are FREE!
Si Español es su idioma de preferencia, nosotros hablamos español y le podemos presentar todos nuestros documentos de correspondencia en Español.
Rideshare Accident FAQ
Are Uber and Lyft drivers employees?
Uber and Lyft drivers are not considered employees of these rideshare companies. Due to extensive lobbying, they are still considered independent contractors. As such, it is more difficult to pass liability from the driver to the rideshare company that was paying them.
Does Uber insurance apply to Uber Eats drivers?
The insurance policy that Uber can provide to its drivers also applies to Uber Eats. If you were hit by an Uber Eats driver who was delivering food, then you might be able to get some coverage through Uber’s broad insurance policy.
Does Uber deactivate a driver’s account after a crash?
Uber does not usually deactivate a driver’s account after they are in a car accident. Typically, it will be deactivated if they are involved in three accidents within three years. This generous deactivation process means that you could unknowingly accept a ride from an Uber driver who has caused a few accidents recently but is still allowed to take fares through the app.