After an Uber or Lyft crash in Miami, you need a Miami personal injury attorney who understands the complexities of rideshare liability, insurance coverage disputes, and the unique legal frameworks governing app-based transportation.
Amanda Demanda Injury Lawyers is here to help you after a rideshare accident in Miami. Our Miami rideshare accident lawyer team handles claims involving Uber and Lyft drivers for injured passengers, other motorists, and rideshare drivers themselves. The path forward can be complicated—don’t navigate it without legal support.
What makes Amanda Demanda Injury Lawyers different?
- We care about our community and stay involved in local efforts to improve it.
- We keep you informed as your case develops, so there are no surprises.
- We are always ready to talk to you if you have questions or concerns.
- We are highly experienced and awarded by professional organizations.
Talk to a Miami Uber and Lyft accident lawyer now by dialing (305) 505-1000.
On This Page:
- Who is Liable for a Rideshare Accident?
- Rideshare Accident Parties
- Uber and Lyft Insurance Policies
- Frequently Asked Questions
Who Is Liable for a Rideshare Accident in Miami?
Liability or fault is a serious and complicated question in rideshare accidents. The complications arise because there are so many parties involved that could become partially liable. It all depends on the exact cause of the crash.
At Amanda Demanda Injury Lawyers, we have the experience and resources needed to carefully investigate rideshare accidents in Miami and the surrounding area. We can take a claim against any defendant, no matter their involvement or the size of the insurance company that might defend them.
Who We Can Represent After an Uber or Lyft Accident
We represent all injured parties after a rideshare crash in Miami, including:
- Rideshare driver: As a rideshare driver working for Uber or Lyft, your job puts you on public streets, which means you could be at risk of encountering an unsafe, negligent, or reckless driver. If you were hit by another driver while completing a rideshare fare in Miami, then we want to hear from you, so we can see what damages could be owed to you and how to get them.
- Another motorist: Were you hit by someone who was acting as a driver for Uber or Lyft and had the app open? You might be able to file a claim against their individually purchased auto insurance policy and the policy provided by the rideshare company. This multipolicy process can be confusing, so we highly advise that you only proceed with our help.
- Rideshare passenger: Injured rideshare passengers can struggle to understand their options after being in a crash. What are you supposed to do as someone who wasn’t driving and had paid for the rideshare service? Get the answers you need by leaving everything in the hands of our capable legal team.
Uber and Lyft Insurance Policies Explained
Uber and Lyft both carry large insurance policies that cover rideshare drivers, their passengers, and any other third parties involved in the crash—but only in certain situations. The coverage does not always apply to a rideshare accident. Also, when it does apply, it can vary noticeably based on the details of the crash, how it was caused, and exactly when it happened.
Insurance for rideshare drivers using Uber will depend on app usage, such as:
- Offline (App Off): When the Uber driver is offline or has the app turned off, Uber does not claim any responsibility for them and provides no insurance coverage. If the driver is in an accident, then a typical auto accident claim using their privately held auto insurance would follow.
- Available (App On, Waiting for a Ride): When the Uber driver is online and waiting for a ride request, Uber can provide 50/100/25 third-party liability insurance coverage. However, this coverage is only available if the driver’s privately held auto insurance policy doesn’t apply. It can also apply if the other insurance policy caps out before all damages are covered, but not always.
- Active (En Route or With Passenger): When the Uber driver is active and en route to pick up a rider or already has one in their car, Uber can offer the most coverage for the driver, passenger, and third parties if a crash occurs. This large insurance policy includes $1,000,000 third-party liability insurance, uninsured/underinsured motorist (UM/UIM) bodily injury and/or first-party injury insurance, and contingent comprehensive and collision coverage, up to the actual cash value of the car with a $2,500 deductible.
The Lyft insurance policy is structured similarly. If you were in a crash in the Doral area, our Doral rideshare accident lawyers can also assist you with your claim.
Frequently Asked Questions
Are Uber and Lyft drivers employees?
Uber and Lyft drivers are not considered employees—they are classified as independent contractors due to extensive lobbying by rideshare companies. This makes it harder to pass liability directly to the rideshare company, which is why understanding which insurance tier applies to your crash is so important.
Does Uber insurance apply to Uber Eats drivers?
Yes. The insurance policy Uber provides to drivers also applies to Uber Eats. If you were hit by an Uber Eats driver while they were making a delivery, you may be able to access Uber’s broad insurance policy for compensation.
Does Uber deactivate a driver’s account after a crash?
As of 2023, Florida’s statute of limitations for personal injury claims is two years from the date of the accident. Acting quickly matters—evidence degrades, witnesses move on, and insurance companies use time against claimants.
Contact Our Miami Rideshare Accident Lawyer Today
After an Uber or Lyft accident in Miami, dial (305) 505-1000 as soon as possible to connect with Amanda Demanda Injury Lawyers. The sooner that we can investigate the accident, the sooner we can let you know your legal options and how to get the compensation you need to recover. We can represent rideshare drivers, passengers, and other third parties who are involved in rideshare accidents. All initial consultations are FREE!
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