Miami Uber Accident Lawyer Seeking Compensation For the Injured
When tourists plan their vacation to Miami, they can’t help but to explore the nightlife. There are tons of bars, clubs, and events that serve alcohol. Years ago, this would have made for an increase in car wrecks due to being under the influence. Thankfully, there are rideshare services that may offer a safer alternative.
But just because Uber and Lyft drivers drive for a living doesn’t mean that they are immune to getting into a car accident. Whether you’ve been in a “fender bender” or a severe car accident involving an Uber or Lyft vehicle, you should contact a personal injury attorney to move forward with filing a civil claim. Let ridesharing accident attorney Amanda Demanda fight for the compensation you deserve.
Who Is Liable For Ridesharing Accidents?
As the passenger of a Lyft or Uber ride that happened to be in a wreck, the first thing to determine is who is liable or responsible for the damages you suffered in the car accident. If you were injured during the car accident, you may be entitled to seek compensation from the driver and depending on the circumstances, the rideshare company’s insurance provider. It’s best to discuss the details of your case with an experienced ridesharing accident lawyer to determine who can be held liable for your injuries.
What Do These Rideshare Companies’ Insurance Policies Cover?
Both Uber and Lyft require that their drivers have their own personal auto insurance before being able to drive for the company.
However, the rideshare companies themselves have their own insurance policies for circumstances like car accidents with passengers involved.
The insurance coverage that both companies have provides various types of coverage, including collision coverage, uninsured motorist coverage, personal injury protection, and comprehensive coverage. These types of coverage are for:
- Occupants of other vehicles when the rideshare driver was at fault for the crash
- Pedestrians, bicyclists, and motorcyclists injured in accidents caused by rideshare drivers
Both Uber and Lyft’s insurance policies provide the following coverage to protect themselves and the parties involved:
- If the driver is logged onto the app but is not in the process of picking up or driving a passenger, Uber and Lyft provide coverage of $50,000 per person/$100,000 per accident for bodily injury and $25,000 per accident in property damage.
- If the driver has accepted a ride request and is on the way to pick up or has a passenger in the car, Uber and Lyft provide up to $1 million in third-party (including a passenger of the Uber or Lyft, occupant of another vehicle, bicyclist, or pedestrian) liability coverage, $1 million in uninsured/underinsured motorist coverage, and collision and comprehensive coverage for the driver’s vehicle if his or her personal auto policy has collision coverage.
In the case that the rideshare driver is not logged in at the time of the wreck, the driver’s personal insurance policy will cover the accident and the victims’ injuries. This means if you are involved in an accident with a rideshare driver who was not actively working at the time of the crash, the claim would be handled by the rideshare driver’s personal insurance company, not the rideshare company’s insurance company.
Schedule A Free Consultation With Our Uber Accident Lawyer Today
Ridesharing is becoming increasingly popular in Miami, which means rideshare accidents are becoming more common. These personal injury claims are complex and can be incredibly difficult to navigate on your own. You need to focus solely on recovering from your injuries after a ridesharing accident, not filing a legal claim, and negotiating with insurance companies. While you recover, let Uber accident attorney Amanda Demanda handle your claim.
If you have been injured in an accident with a rideshare vehicle, get the help you need by contacting Amanda Demanda as soon as possible. Our team is here to help you recover as much compensation as possible for your medical expenses, lost wages, pain and suffering, and more.
Learn more about your legal options and right to compensation during a free consultation. Give us a call atto schedule your free consultation with Amanda Demanda today.