Texas Rideshare Accident Lawyer

After an Uber or Lyft crash, most people want to know who pays their medical bills, whether the rideshare company’s insurance covers them, and what to say when an adjuster calls. You do not have to sort that out on your own while you recover. A Texas rideshare accident lawyer can handle insurance calls, determine which policy applies, and pursue compensation for your injuries, lost income, and other losses. Our Texas personal injury lawyers work with passengers, drivers, and people in other vehicles after rideshare crashes.

Our team at Amanda Demanda Injury Lawyers includes attorney Amanda Demanda, who is licensed to practice in both Texas and Florida. We listen to what happened, explain your options in plain language, and work with clients in English and Spanish. From our Houston office, we help rideshare crash victims across the state, including in Houston, Dallas, Katy, and Odessa. When you are ready, you can request a free consultation.

How Rideshare Insurance Coverage Works in Texas

Texas sets minimum insurance rules for rideshare companies and drivers under Chapter 1954 of the Texas Insurance Code. The coverage that applies depends on what the driver was doing when the crash happened, so even small timing differences can change which policy pays for your injuries.

The same chapter says rideshare companies and their insurers must provide the times a driver logged on and off the app in the 12 hours before and after a crash to the people and insurers involved in the claim. Those records can help show which level of coverage applies, and our attorneys review them closely.

How Coverage Changes During a Ride

Texas law sets different minimum coverage levels depending on where the driver is in the rideshare process. The following situations most often decide which policy applies to your claim:

• App off: When a driver is not logged into the rideshare app, rideshare coverage rules don’t apply, and the driver’s personal auto insurance usually applies.
• App on and waiting for a request: When a driver is logged on but has not accepted a ride, Texas law requires at least $50,000 for each person’s bodily injury or death, $100,000 for each incident, and $25,000 for property damage.
• Ride accepted or passenger on board: From the moment a driver accepts a ride request until the last rider leaves the vehicle, Texas law requires at least $1 million in total coverage for death, bodily injury, and property damage in each incident.
  

Texas law also calls for uninsured or underinsured motorist coverage and personal injury protection coverage where those coverages are required. A driver’s personal auto policy may exclude losses that happen while the app is on, which is one more reason rideshare insurance coverage for Uber and Lyft accidents depends so heavily on the driver’s status at the time of the crash.

Who May Be Responsible After a Rideshare Crash in Texas?

Rideshare crashes often involve more than one responsible party, so a thorough investigation matters from the start. Texas follows a comparative responsibility rule, meaning fault can be shared, and a person found more than 50% responsible may not recover damages. That makes how fault is determined in Texas accidents an important part of any rideshare claim.

The parties our team may pursue in a Texas rideshare claim include the following:

• Rideshare drivers: Whose careless or distracted driving caused the crash
• Uber or Lyft: When company insurance coverage applies to the crash
• Other drivers: Who may share fault in a multi-vehicle collision
• Vehicle manufacturers: When a defect in the car played a role in the crash
• Government entities: When unsafe road conditions contributed to the crash
  

Claims against a government entity may follow shorter deadlines, so it helps to speak with an attorney early. If a commercial truck was part of the crash, our Texas truck accident lawyers can review that claim as well.

What Compensation May You Recover After a Texas Rideshare Accident?

Rideshare accident victims in Texas may be able to seek compensation for medical expenses, lost wages, reduced earning ability, pain and suffering, emotional distress, and loss of enjoyment of life. The amount depends on the severity of your injuries, how fault is shared, and which insurance policies apply to your situation.

Section 16.003 of the Texas Civil Practice and Remedies Code generally gives you two years from the date of the crash to file a personal injury lawsuit, and some situations follow different rules. Our attorneys start preserving evidence and building your case right away, so you have less to worry about. If you were hurt in a crash that didn’t involve a rideshare vehicle, our Texas car accident lawyers can help with that claim, too.

Contact Amanda Demanda Injury Lawyers After a Texas Rideshare Accident

When you are up against the insurance teams of companies like Uber or Lyft, it helps to have attorneys by your side. Attorney Amanda Demanda has been recognized as a Top 100 Lawyer by the National Trial Lawyers, and our team is available 24/7 to listen to what happened.

We work with you to gather the facts, review the insurance coverage that applies, and pursue the compensation you may be entitled to under Texas law. We offer a free consultation and speak with clients in English and Spanish, so contact our team today to talk about your rideshare accident.